Patterson Federal Credit Union (PFCU) discovered a potential unauthorized access to personal information on February 29, 2024, involving data that may have been compromised around February 27, 2024. Following the incident, PFCU launched a thorough investigation, which included a comprehensive review of the affected files to determine the scope of the breach and identify impacted individuals.
The personal information at risk from this incident may include sensitive details, although the exact nature of the exposed data is not clearly outlined. Massachusetts residents affected by this breach have specific rights under state law, including the right to obtain any police report filed in relation to the incident. Victims of identity theft are also entitled to file a police report and obtain a copy for their records.
PFCU advises individuals to place a security freeze on their credit reports to prevent unauthorized access to their financial data. A security freeze, which is available free of charge, restricts credit reporting agencies from releasing any information without the consumer’s written authorization. However, consumers should be aware that placing such a freeze may delay or prevent the approval of applications for new credit, loans, or housing.
PFCU encourages those potentially affected to be vigilant in monitoring their credit and financial accounts. Individuals are also reminded that they cannot be charged for placing or removing a security freeze, as mandated by federal law. Affected individuals should contact Equifax, Experian, and TransUnion directly to request these freezes.
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